Terms of use

What CentMemo does

CentMemo is a personal spending diary for recording and reviewing expenses and planning recurring costs and budgets. It does not make payments or provide financial, tax, or investment advice.

Entries and backups

Reports rely on what you enter. Check amounts, currencies, and dates before you rely on them. Keep a backup and its password when needed. Restoring a backup replaces current app data. Removing the app, changing phones, or losing a device can cause data loss without a backup.

Closed test and consumer rights

The test version may change and contain errors. Report problems to support@wolfmajer.com. Statutory consumer rights and mandatory liability rules continue to apply.